What are the benefits of the BP gas card?

Chase Bank of Manhattan issues the BP Gas Credit Card by VISA. BP is also known as British Petroleum that has gas fuel stations throughout the US. The advantage of having a BP card is that the rewards credit card provides – 5% rebates on BP gas to the cardholders. In addition to this, if you are a cardholder then the card pays 2% cash back on restaurants and travel transactions. You are also entitled to get 1% cash back on all other purchases.

The 4 cards that are considered as valid BP cards and are the most popular in the market are:

  • Chase BP (British Petrol) Gas Card
  • Chase Perfect Gas Rebate MasterCard
  • Discover Platinum Gas Rebate Card
  • American Express Blue Cash Rebate Card

At present, BP is providing a lucrative credit card offer where during the first 2 billing cycles your rewards would be doubled. This renders to a 10% rebate on gas and 4% cash back on restaurants and travel purchases. Travel purchases include car rentals, plane tickets and even hotel reservations. If you are able to save up at least $25 in rebate credits, you can request for a check or a gift certificate. No annual fee is required for this card and you have a 0% interest rate for the first 6 months.

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How to protect our credit card from frauds?

Credit cards are vulnerable to frauds and hence it becomes essential for you to protect it. Below are some of the ways that you can implement to protect your credit card from identity theft:

  • Try to get back your card as soon as you have used it for some purpose.
  • Do not lend your credit card to just any one who asks for it. The account number should also be kept confident as much as possible.
  • Never reply to email that asks for your credit account number.
  • Never provide your credit card information through internet. Also avoid storing information in a computer connected to the server.
  • Never write you PIN number on your credit card or in any other place where other people can see that.
  • Never misplace your credit cards or receipts.
  • Check your credit card bill carefully and find if there are any wrong charges.
  • Destroy incorrect receipts.
  • Keep you credit card somewhere else and avoid your wallet as if the wallet is pick pocketed, your card will be safe.
  • If you are asked to sign a blank credit card receipt, avoid that.
  • If you change your address, inform your credit card issuer about your new address.

If you follow these simple steps the likelihood of you being a victim of credit card fraud and identity theft is minimal. With a card such as the BP Credit card you really don’t want someone to mess up your credit score by running your credit into the ground.

Best Gas Rebate Credit Card

The BP credit card is the best gas rebate credit card that is on the market today. As the price of oil sky rockets it is imperative that everyone that uses a credit card to make gas purchase save and put back some money in their pocket. Gas station credit cards have long been a way that many people conserve on energy and oil expenses and the BP oil credit card is the perfect way to do this. Here are just rebates that you get with the BP card:

  • 5% rebate on ALL BP purchases
  • 2% rebate on Amoco Ultimate® fuel purchases
  • Joining the BP Motor Club

This is a tremendous saving on oil purchases. Let us assume that you end up spending 150.00 on a gas purchase with the BP gasoline credit card you will save up to 8.00 on your purchase. Though this might not seem like a lot at first the savings will be tremendous over time. So if you buy USD$150.00 weekly that’s more than USD$400.00 in savings. This is also available to a lesser extent with the BP Amoco credit card with savings of up to 2% on all gasoline purchases. British petroleum credit card is the perfect and simply in our estimation the best gas rebate credit card that is being offered to the public. There are really three really great offerings. You can follow the link for the bp credit card application for each card offer as well.

BP VISA CARD Apply Now for the Bp Visa Card

BP AMOCO CARD Apply Now for the Bp Amoco Card

BP MULTICARD Apply Now for the Bp Multicard

Like every other line of credit you must use your credit card correctly to avoid slumping into debt. But using this type of credit will get you off in the right direction, with a very low APR and the best gas rebate credit card on the market.

Watch these credit videos.

Credit Card For Gas

Discover Card Platinum Application

Locating a credit card for Gas can be very difficult. The best credit card for gas is undoubtedly the BP credit card because it allows for specific discounts at certain British Petroleum gas stations and locations. However there are many other card offerings that rival the BP credit card. These are offered by Discover, Chase and HSBC. These cards give great returns and rebates to the card holder. Though we strongly promote the BP Credit card the Discover Gas Card is a viable option. You can click the link to your left and Apply Now for the Discover Gas Card

Here are some of the benefits of the Discover credit card for Gas:

Apply for the Discover® Open Road Card today! Click Here NOW

  • Earn 5% Cash back various categories of not only GAS but travel, home repair, restaurants, premier movies and more
  • Get between 5% and 20% Cash rebates from online retailers at the discover online shopping site
  • Up to 1% Cash rebate on purchases in the USA
  • Earn more cash rewards with this credit card for gas that never expires.
  • Discover credit card for gas provides double rewards when card holders redeem rebates for gift cards.

However the Discover card still provides three other proven and beneficial items, primarily there Fraud Liability Guarantee that does not cost the card holder anything, there is no annual fee and they offer free additional cards for spouse, siblings and children.

Below is a list of the more important clauses for the Discover Credit Card for Gas.

Annual Percentage Rate (APR) For Purchases: 0.0% until the last day of the billing period ending during June 2008;* then the standard APR, a rate between 10.99% and 18.99%

Other APRs:

  • Balance Transfers: 0.0% until the last day of the billing period ending during December 2008
  • Cash Advances: 20.99% – 23.99%
  • Default Rate: Up to 28.99%*
  • Grace Period for Repayment of the Balance of Purchases: At least 25 days when you pay your balance in full each month.

Method of Computing the Balance for Purchases: Two-cycle Average Daily Balance (including new purchases)

Annual Fee: NONE

Minimum Finance Charge: $0.50

Other Fees

BALANCE TRANSFER TRANSACTION FEE: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.

CASH ADVANCE

TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum.

LATE FEE: $19 on balances up to $250 and $39 on balances over $250. OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500.