Nowadays, it is getting tougher to make ends meet with growing energy and gasoline costs. BP credit card offers automatic savings on everything purchased anywhere. With Chase BP Visa Credit Card the money saved is credited to your account. You must be using Chase BP Visa Credit Card if you purchase gas from BP gas stations. With this type of BP credit card, you could save up to ten percent on procurement made at BP gas stations.

The 10% rebate is not given during the first two billing month. After two months, the rebates are butt in half. Hence, you would receive 2% on travel & dining, 5% on BP purchases and 1% on other eligible purchases. You can also earn a number of rebates by using Chase BP Visa Credit Card. This BP credit card also has no annual fee. Chase BP Visa Credit Card also helps you to save money everywhere you shop. Hence, this BP credit card is necessary for everyone who purchases gas at BP gas stations regularly. Start saving on your fuel purchases right from now. Gas prices are getting high day by day. Apply for Chase BP Visa Credit Card and start putting more and more money back to your pocket.

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You have to figure out your gross monthly income and this is perhaps the very first step while calculating your debt ratio. This gross monthly income should be devoid of your taxes and other deductions. The following are some of the essential factors that you can remember while minding your debt ratio:

If you get the payment every week, then you have to calculate your monthly income as one paycheck times 2.17.

The amount that you get as alimony and the amount that you receive as child car should also be included as your income. This would enable you to have a proper record of all the incomes that you have from various sources

Your gross income also includes conventional averages of bonuses, commissions and tips.

Don’t overlook dividends and interest earnings and never forget to calculate them as your income sources.

You may also take account of miscellaneous profits such as government benefits and/or help.

The very next step after you calculate all your income is to make a payment list of all your expenses. This should of course exclude the mortgage and inclusive of student loan payments, other loans/credit lines, car payments, installment loan payments on fittings and machines, bank/credit union loans, all least amount of credit card payments and payments for past health check care.

So your Debt Ratio can be calculated thus:

Monthly Gross Income / Total Debt Payments = Debt Ratio

• 5% rebate on ALL BP purchases
• 2% rebate on Amoco Ultimate® fuel purchases
• Joining the BP Motor Club

This is a tremendous saving on oil purchases. Let us assume that you end up spending 150.00 on a gas purchase with the BP gasoline credit card you will save up to 8.00 on your purchase. Though this might not seem like a lot at first the savings will be tremendous over time. So if you buy USD$150.00 weekly that’s more than USD$400.00 in savings. This is also available to a lesser extent with the BP Amoco credit card with savings of up to 2% on all gasoline purchases. British petroleum credit card is the perfect and simply in our estimation the best gas rebate credit card that is being offered to the public. There are really three really great offerings. You can follow the link for the bp credit card application for each card offer as well.

BP VISA CARD Apply Now for the Bp Visa Card

BP AMOCO CARD Apply Now for the Bp Amoco Card

BP MULTICARD Apply Now for the Bp Multicard

Like every other line of credit you must use your credit card correctly to avoid slumping into debt. But using this type of credit will get you off in the right direction, with a very low APR and the best gas rebate credit card on the market.

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